Benefits for Permanent Partial Disability

Benefits for Permanent Partial Disability resulting from a Work-Related
Injury or Illness
Many employees with work-related injuries or illnesses end up with a “Permanent Partial Disability” (PPD), meaning that they have lost some body part, or some use of a body part or function, and are usually eligible for PPD benefits. When the attending physician determines that the injured employee has reached “maximum medical improvement” (MMI), he/she should issue an opinion about whether a permanent partial disability resulted from the injury or illness by assigning the disability rating to the specific body part involved.

Section 31-308 provides a list (see page 15) of body parts with the total number of weeks of compensation provided by law for each. For example, the master arm is scheduled for 208 weeks, so a “20% loss of use of the master arm” equals 20% of 208 weeks which equals 41.6 weeks of benefits. An employee eligible for a $200 per week benefit rate would receive 41.6 weekly payments of $200 for a total PPD benefit payment of $8,320.

The PPD weekly benefit rate is determined by the employee’s basic compensation rate at the time of the original injury or illness. As in everything else, it is subject to the legislated maximum and minimum amounts. After completing the disability evaluation, Form 42 (see the Forms section beginning on page 24), the attending physician giving the PPD rating should forward it to the employee, the employer/insurer, and the WCC District Office. PPD benefits should then begin within 30 days of the MMI date, or interest penalties may be applied. If the employer/insurer accepts the evaluation, a Voluntary Agreement (see the Forms section beginning on page 21) should be issued promptly for an Administrative Law Judge’s approval. This does not close out the case.

The claim remains open and the employer/insurer is still liable for future medical expenses and other compensation benefits. No workers’ compensation case may be closed without mutual agreement on the part of the claimant and the employer/insurer.

If there are two different opinions as to the degree of disability, the employee and the employer/insurer can either attempt to work out a compromise or request an Informal Hearing on the matter, where an Administrative Law Judge will review all medical information presented and may suggest a resolution to the dispute. (See Hearings and Appeals on page 12.)

In most cases, claimants will receive undisputed PPD benefits without the need for legal representation.

Maximum PPD Benefit Schedule [31-308]
(for injuries/illnesses ON OR AFTER July 1, 1993)
Arm (master)………………………………………….208 Weeks
Arm (other) ……………………………………………194
Back ………………………………………………………374
Brain……………………………………………………..520
Carotid Artery ……………………………………….520
Cervical Spine ……………………………………….117
Coccyx (actual removal)…………………………35
Eye ……………………………………………………….157
Finger (first) ** ……………………………………..36
Finger (second) **………………………………….29
Finger (third) **……………………………………..21
Finger (fourth) **…………………………………..17
Foot ………………………………………………………125
Gall Bladder…………………………………………..13
Hand (master) ……………………………………….168
Hand (other)…………………………………………..155
Hearing (both ears) ………………………………..104
Hearing (one ear)……………………………………35
Heart………………………………………………………520
Jaw (mastication) ……………………………………35
Kidney…………………………………………………….117
Leg …………………………………………………………155
Liver………………………………………………………..347
Loss of Bladder………………………………………..233
Loss of Drainage Duct of Eye …………………..17 each
(if corrected or uncorrected by prosthesis)
Lung………………………………………………………117
Mammary ……………………………………………..35
Nose (sense and respiratory function)……35
Ovary …………………………………………………….35
Pancreas…………………………………………………416
Pelvis………………………………………………………% of Back
Penis ………………………………………………………35-104
Rib Cage (bilateral) ………………………………….69
Sense of Smell ………………………………………..17
Sense of Taste…………………………………………17
Speech ……………………………………………………163
Spleen …………………………………………………….13
Stomach ………………………………………………….260
Testis ……………………………………………………….35
Thumb (master Hand) * ……………………………63
Thumb (other Hand) * ………………………………54
Toe (great) ***…………………………………………..28
Toe (any other) *** ……………………………………9
Uterus ……………………………………………………….35-104
Vagina ……………………………………………………….35-104
Notes
* The loss or loss of use of one phalanx of a thumb shall be construed as 75% of the loss of the thumb.
** The loss or loss of use of one phalanx of a finger shall be construed as 50% of the loss of the finger.
The loss of or loss of use of two phalanges of a finger shall be construed as 90% of the loss of the finger.
*** The loss or loss of use of one phalanx of a great toe shall be construed as 66-2/3% of the loss of the great toe.
The loss of the greater part of any phalanx shall be construed as the loss of a phalanx and shall be compensated accordingly